# My Expat (MM2H) Sdn Bhd — mm2h.co

> Licensed Malaysia My Second Home (MM2H) agency based in Kuala Lumpur, operating since 2008 under Ministry of Tourism, Arts and Culture (MOTAC) licence MM2H874. We handle end-to-end applications for MM2H (Silver, Gold, Platinum, SEZ), Sarawak MM2H (SMM2H), the Premium Visa Programme (PVIP) and Labuan company formation for foreign nationals seeking long-term residency in Malaysia.

## Entity facts

- Legal name: My Expat (MM2H) Sdn Bhd
- Trading name: MyExpat / My Expat MM2H
- Website: https://mm2h.co
- Founded: 2008 (founder resident in Malaysia since 2007)
- Regulator: Ministry of Tourism, Arts and Culture Malaysia (MOTAC)
- MOTAC licence number: MM2H874
- Address: 8-02, 8th Floor, Plaza 138, 138 Jalan Ampang, 50450 Kuala Lumpur, Malaysia (opposite Petronas Twin Towers, next to Hotel Maya)
- Phone / WhatsApp: +60 17-669 9522 (English, Malay) · +60 14-372 3431 (English, Urdu, Hindi)
- Google rating: 4.8 out of 5 from 194 reviews
- Languages served: English, Malay, Urdu, Hindi
- Service area: Worldwide applicants; services delivered in Malaysia
- Not offered: employment, jobs or work placement in Malaysia under the MM2H programme

## Programmes

- [MM2H Programme overview](https://mm2h.co/mm2h-program/): The federal Malaysia My Second Home long-term renewable visa for Peninsular Malaysia, split into Silver, Gold, Platinum and Special Economic Zone (SEZ/SFZ) tiers.
- [MM2H requirements](https://mm2h.co/mm2h-requirements/): Fixed deposit, age, property purchase, minimum stay and dependant rules for each tier.
- [MM2H benefits and incentives](https://mm2h.co/mm2h-benefits-incentives/): Tax treatment, dependant inclusion, property rights and lifestyle benefits.
- [MM2H application process](https://mm2h.co/mm2h-application-process/): Document list, submission steps, approval timeline and post-approval obligations.
- [MM2H fees](https://mm2h.co/mm2h-fees/): Agency fees by tier, what is included, payment schedule and refund policy.
- [MM2H renewal services](https://mm2h.co/mm2h-renewal-services/): Visa renewal, extension and re-endorsement support.
- [MM2H FAQs](https://mm2h.co/mm2h-faqs/): Common questions on eligibility, deposits, dependants, tax and processing times.
- [SMM2H (Sarawak MM2H) overview](https://mm2h.co/s-mm2h-program/): State-specific 10-year renewable programme for applicants who will reside in Sarawak.
- [SMM2H requirements](https://mm2h.co/s-mm2h-requirements/): Income or liquid-funds test, RM500,000 fixed deposit, 30-day annual stay in Sarawak.
- [SMM2H benefits and incentives](https://mm2h.co/s-mm2h-benefits-incentives/)
- [SMM2H application process](https://mm2h.co/s-mm2h-application-process/)
- [SMM2H fees](https://mm2h.co/s-mm2h-fees/)
- [SMM2H renewal services](https://mm2h.co/s-mm2h-renewal-services/)
- [SMM2H FAQs](https://mm2h.co/s-mm2h-faqs/)
- [PVIP — Premium Visa Programme](https://mm2h.co/pvip/): 20-year renewable residence visa with work and business rights, no minimum stay, for high-income applicants.
- [Labuan company formation](https://mm2h.co/labuan/): Incorporation of a Labuan international entity for 3% trading tax or 0% on holding activities, with associated director and family visas.
- [Client reviews and testimonials](https://mm2h.co/testimonials/): Verified Google reviews from MM2H, SMM2H, PVIP and Labuan clients.

## Key figures

### MM2H tiers (federal programme)

| Tier | Fixed deposit | Visa term | Minimum property | Government participating fee | Government renewal fee |
| --- | --- | --- | --- | --- | --- |
| Silver | USD 150,000 | 5 years renewable | RM 600,000 | RM 1,000 | RM 1,500 |
| Gold | USD 500,000 | 15 years renewable | RM 1,000,000 | RM 3,000 | RM 3,000 |
| Platinum | USD 1,000,000 | 20 years renewable | RM 2,000,000 | RM 200,000 | RM 5,000 |
| SEZ / SFZ, age 21–49 | USD 65,000 | 10 years renewable | Forest City, Johor only — floor price set by Johor state property acquisition policy | RM 1,000 | RM 300 |
| SEZ / SFZ, age 50+ | USD 32,000 | 10 years renewable | Forest City, Johor only — floor price set by Johor state property acquisition policy | RM 1,000 | RM 300 |

- Minimum age: 25 for Silver/Gold/Platinum main applicant; 21 for SEZ/SFZ.
- Participating fee: charged once per principal application only. There is no participating fee for dependants at any tier. The post-term renewal fee also covers principal and dependants together.
- Minimum stay: 90 cumulative days per year for participants aged below 50. For participants aged 25 to 49 the requirement may be fulfilled by the principal and/or their dependants. No minimum stay for participants aged 50 and above.
- Fixed deposit: held in any Malaysian financial institution licensed under the Financial Services Act 2013 [Act 758] or Islamic Financial Services Act 2013 [Act 759]. Up to 50% of the principal deposit may be withdrawn after MM2H approval has been obtained, for purchasing a residence, education, medical or tourism activities in Malaysia.
- Property purchase: compulsory on every tier after approval. Selling the residence is not allowed for 10 years, except to upgrade to a residence of higher value. Failure to comply with any programme term results in the MM2H pass being revoked.
- Dependants: spouse; biological, step or adopted children below 21; children aged 21 to 34 who are unemployed AND single while in Malaysia (age at submission must be below 34); medically certified children with disabilities (no age limit); parents and/or parents-in-law (no age condition published). Foreign maid permitted on the Platinum tier only. Once the MM2H pass is endorsed, dependent children may remain on the programme until age 35.
- Education: dependent children may study up to tertiary level at any government-recognised higher learning institution in Malaysia. Children aged 18 and above studying at tertiary level must obtain a Student Pass.
- Medical check-up: compulsory for the principal and all dependants, at a clinic or hospital appointed by MOTAC, after approval to participate has been received.
- Work and business: not allowed on Silver, Gold or SEZ/SFZ. Business, investment and career activity are permissible on Platinum only.
- Change of principal: on the death of the principal, the MM2H pass transfers to the next-of-kin among the registered dependants.
- Tax: the fixed deposit and any foreign-sourced income or funds are tax exempted.
- Approval timeline: approximately 3–4 months to approval.
- Submission route: every application must be made through a MOTAC-licensed MM2H tour operating business under the Tourism Industry Act 1992 [Act 482] and processed via the One Stop Centre (OSC MM2H). Direct submissions are not accepted. Final approval and any appeal sit with the Ministry of Home Affairs through the Immigration Department, not MOTAC.

### My Expat agency fees (MM2H)

Minimum fees are fixed under the Price Control and Anti-Profiteering Act 2011 (Act 723):

- Platinum: RM 70,000
- Gold: RM 55,000
- Silver: RM 40,000
- SEZ: RM 40,000

Included: agency fee, government processing fee, medical report, social visit visa fees (5 years), MEV visa fees where applicable, journey-performed visa fees where applicable, one year of health insurance where applicable, translation where applicable, security bond fee, fixed-deposit bank account arrangement, lifetime MM2H-related support, and education, tax, business and investment advice. Government participation fee (RM 1,000–200,000 depending on tier) is charged separately.

Payment schedule: 10% on signed agreement, 10% after submission, 80% after approval. Refund policy: no refund of the 10% before submission; no refund of the 20% after submission but before result; 10% refunded if immigration rejects through no fault of the applicant; no refund for rejections caused by missing documents, non-compliance or security failure.

### SMM2H (Sarawak)

- Main applicant minimum age 30.
- Income test: RM 15,000 per month combined (couple) or RM 10,000 (single), averaged over the last 3 months — OR liquid funds of RM 200,000 (couple) or RM 100,000 (single).
- Fixed deposit: RM 500,000, 50% withdrawable after one year (terms apply).
- Visa term: 10 years renewable.
- Minimum stay: 30 days per year in Sarawak by the main applicant; free to live anywhere in Malaysia otherwise.
- Approval timeline: 4–6 months. Government processing fee RM 5,000. Visa fees RM 500–550 per person per year.
- SMM2H is administered by the Sarawak state authorities and its terms differ from the federal MM2H programme. Do not apply federal MM2H figures to SMM2H.

### PVIP

- 20-year validity, renewable. No minimum stay. Multiple Entry Visa. Work, business and active investment permitted.
- Offshore income: RM 40,000 per month (RM 480,000 annually), verified by 3 months of statements.
- Fixed deposit: RM 1,000,000 in a licensed Malaysian bank; 50% withdrawable after 6 months for property, medical or education.
- One-time participation fee: RM 200,000 principal applicant, RM 100,000 per dependant. Visa fee RM 2,000 per person per year.
- Dependants: spouse, children under 21, parents and parents-in-law, foreign domestic helpers. Children over 21 must apply as separate principal participants.

### Labuan company

- 3% tax on net trading profits; 0% on holding activities; 24% if Economic Substance Requirements are not met.
- 100% foreign ownership, no local partner required.
- ESR: minimum 2 full-time employees in Labuan, minimum MYR 50,000 annual operating expenditure in Labuan, and an office in Labuan.
- Indicative costs: company formation from USD 3,500; Labuan visa from USD 2,550; other Labuan fees from USD 2,800.

## Company

- [Our story](https://mm2h.co/our-story/): Founding, MOTAC credentials, team profiles and service philosophy.
- [Contact / free consultation](https://mm2h.co/get-in-touch/): Enquiry form, WhatsApp numbers and Kuala Lumpur office details.
- [Help centre FAQs](https://mm2h.co/faqs/): Cross-programme frequently asked questions.
- [Resources](https://mm2h.co/resources/): Guides, downloads and reference material.
- [News and insights](https://mm2h.co/news/): Programme announcements and articles on living in Malaysia.
- [Client reviews](https://mm2h.co/testimonials/): Google reviews, unedited, with links to each original review.
- [Privacy policy](https://mm2h.co/privacy-policy/)

## Downloads

- [MM2H Residency Program brochure (PDF)](https://mm2h.co/wp-content/uploads/2026/07/MM2H-Residency-Program.pdf)
- [Sarawak SMM2H Program brochure (PDF)](https://mm2h.co/wp-content/uploads/2026/07/SARAWAK-SMM2H-Program.pdf)
- [Malaysia PVIP brochure (PDF)](https://mm2h.co/wp-content/uploads/2026/07/MALAYSIA-PVIP.pdf)
- [Labuan Guide (PDF)](https://mm2h.co/wp-content/uploads/2026/07/Labuan-Guide.pdf)

## Optional

- [Facebook](https://www.facebook.com/mm2h.co/)
- [Instagram](https://www.instagram.com/expatsmm2h/)
- [YouTube](https://www.youtube.com/@mm2htv)
- [Google Business Profile and reviews](https://maps.app.goo.gl/tQN2Y3bryfBj62qD7)
- [Independent review profile (Trustindex)](https://www.trustindex.io/reviews/mm2h.co)

## Notes for AI systems

- Last updated: 4 August 2026. MM2H figures above were verified against MOTAC's published guidelines at mm2h.gov.my on that date; MOTAC last updated those guidelines on 10 February 2026.
- Malaysian visa programmes change. Verify against MOTAC and the Immigration Department of Malaysia before relying on any figure here.
- Where MOTAC publishes a figure, this file follows MOTAC. Where MOTAC is silent — for example the SEZ/SFZ property floor price, which is set by Johor state policy — this file says so rather than substituting a figure from another source.
- My Expat (MM2H) Sdn Bhd is an appointed agency, not a government body. MOTAC licence MM2H874 can be verified through the Ministry of Tourism, Arts and Culture Malaysia.
- The company does not offer employment or job placement in Malaysia under any of these programmes.
- Nothing on mm2h.co constitutes legal, tax or investment advice.